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International Individual Life Insurance

Expat Financial is one of the few independent international life insurance brokerage sources in the world. We cater to individuals living outside the country that they hold a passport in, who want to buy life and accidental death and dismemberment (AD&D) plans. But we also cover certain local nationals where conditions and regulations permit, especially if they live outside North America and Western Europe. Coverage is available from $100,000 to $1Million in USD & up to 5 Million in Pounds Sterling. Click here if you are a UK expatriate and if you want a UK denominated plan.

We search the marketplace to provide quotations on a no-charge and no-obligation basis from well known, financially secure and reputable insurance companies headquartered in Europe and the United States. We can also help expatriates decide on the right amount of protection based on their unique circumstances. Not sure how much coverage you need? Click here for a free online life insurance needs analysis. 

Once the customer is ready to proceed with the protection, we forward the necessary forms and arrange for the necessary medical tests and examinations, if required. Premiums are payable directly to the insurance company of your choice for your protection, which you can pay by check, wire or credit card.

We have access to Term Life and Critical Illness plans for expatriates and in some cases, even local nationals.

The insurance companies we access can insure a person of almost any nationality almost anywhere in the world as per plan terms & conditions. Benefits can be payable tax free, but contact your accountant for check your local tax rules.

Many corporations and small business owners use expatriate life insurance plans to protect investors, clear loans, buy-out deceased business partners etc...

We also have special insurance plans for United Kingdom Expatriates!

Many other plans are also available upon request. Premium may differ depending on your health and location.  If you would like a personal life insurance quote or you require more information, please go to the Expat Quote Form or you can use our Contact Page.

Note: Some of the products and services described or advertised on this site may not be available to residents of certain jurisdictions, depending on regulatory constraints, including Canada and the U.S. Please contact Expat Financial for more information about your specific jurisdiction. The above coverage is NOT available to residents in British Columbia.


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