Expat Financial IMG Global Medical Insurance Plan

IMG GLOBAL MEDICAL INSURANCE

WORLDWIDE COVERAGE FOR NON-U.S. CITIZENS AND U.S. EXPATRIATES

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In today's global market, a variety of needs exist for international medical insurance. Whether you are moving abroad, travelling frequently between countries, maintaining multiple countries of residence, or seeking private health care alternatives, Global Medical Insurance is designed to satisfy your need. The plan is administered by::

and is underwritten by:, a very secure and large company.

Global Medical Insurance offers you the choice of three plan options: Silver, Gold and Platinum. You also have the opportunity to select a coverage area: worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan option and coverage area that best fits your needs. Each one offers a full range of benefits suited for individuals and families, provides coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment

Highlights:

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Offers two coverage areas: Worldwide OR Worldwide excluding USA and Canada.
After the deductible, GMI pays 80% of the next US$5,000 in eligible expenses and then 100% of eligible expenses incurred in the United States and Canada up to the policy maximums. For eligible expenses incurred outside United States and Canada GMI will pay 100% of eligible expenses after the deductible up to the policy maximum.
If treated in USA using First Health NETWORK - Independent Nationwide PPO, the deductible is reduced by 50% and coinsurance is waived
USD $5 Million or $8 Million lifetime limits
Pre-existing conditions after 24 months of coverage covered up to US $50,000 lifetime.
Optional Maternity coverage - Pre and Post-natal care will be covered after 12 months of continuous coverage up to a lifetime maximum of $50,000. The benefit is limited to $5,000 per normal delivery and $7,500 per C- Section delivery.
Newborns from eligible maternities are now eligible without evidence of medical insurability. An application and premium must be submitted within the first 31 days of birth
The Global Medical Insurance plan should NOT be purchased by expatriates who currently are or are planning to become permanently residents in the United States! You must currently OR plan to reside outside of the USA for at least 6 months of the year. The IMG plans are not COBRA or HIPPA compliant. If you want one that is, click HERE.
Wellness Benefits
Transplant coverage
Lifetime eligibility if you are enrolled by age 65 & maintain continuous coverage until age 75, when you will be enrolled in the Global Senior plan
Pay to policy maximum for an emergency medical evacuation
Global Term Life & AD&D Insurance is optional
Global Daily indemnity coverage is also an option
Underwritten by SIRIUS and Administered by IMG - financial strength and international expertise

The Global Basic and Global Medical Insurance plans should NOT be purchased by expatriates who currently are or are planning to become permanently residents in the United States! You must plan to or currently reside outside of the USA for at least 6 months of the year. The IMG plans are not COBRA or HIPPA compliant.

When you select Global Medical Insurance ^sm you receive IMG's commitment to deliver world class health care, medical assistance and total peace of mind.

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OR Click HERE for IMG Missionary Plan

&/or

Download GMI Brochure and Application in Adobe Reader format.

Global Medical Insurance coverage is worldwide, 24 hours a day. It allows individuals to choose any doctor or hospital for treatment, whether at home or traveling for business or pleasure. The GMI plan is NOT available to Permanent residents of Canada or USA unless you are about to become an expatriate or are already living abroad. Not available to permanent residents of BC.

IMG Global Medical Insurance Plan Menu

GMI Home : Plan Administration : Underwriter : Benefits : Medical Evacuation : Claims : Life & Daily Indemnity : Eligibility : Exclusions : PPO Network : Plan Highlights : Global Senior Plan : How to Apply : Premiums : Print Application : Apply Online