Expat Financial


 

 


GLOBAL MEDICAL INSURANCE
Premiums

Please find  below the premiums for the IMG Global Medical Insurance plan.

Get instant quote & even purchase online NOW! (click)

or Download Brochure & Application in PDF format.

UNDERWRITTEN BY: SIRIUS INTERNATIONAL INSURANCE CORPORATION

Rates that are posted on IMG quote system and on contract will govern. Renewal rates are not noted below - those are presented by IMG at renewal.

Global Medical Insurance® New Business Rates

  • WORLDWIDE COVERAGE
  • WORLDWIDE COVERAGE EXCLUDING U.S./CANADA
  • ALL PRODUCTS
  1. SILVER - ANNUAL PREMIUMS
  2. GOLD - ANNUAL PREMIUMS
  3. PLATINUM - ANNUAL PREMIUMS
New Business Rates through 31-Dec-2009 (Rates include surplus lines tax where applicable)

SILVER WORLDWIDE COVERAGE - ANNUAL PREMIUMS
  $250.00
deductible
$500.00
deductible
$1,000.00
deductible
$2,500.00
deductible
$5,000.00
deductible
$10,000.00
deductible
 
Age M F M F M F M F M F M F
 
14 Days-9** First 2 Free*, Then 310 First 2 Free*, Then 270 First 2 Free*, Then 210 First 2 Free*, Then 184 First 2 Free*, Then 169 First 2 Free*, Then 150
 
10-18** 317 282 233 217 204 180
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the plan.  **Dependent child rates are only available when at least one parent or guardian is insured under the plan.  Children applying with no parent or guardian insured by must use the Male 19-24 rates.
 
19-24 718 895 622 881 484 675 422 588 331 473 294 407
 
25-29 758 1,020 662 991 515 764 449 663 352 551 313 433
 
30-34 848 1,128 730 1,063 566 823 496 718 389 576 345 490
 
35-39 950 1,333 770 1,182 596 918 522 793 408 661 364 516
 
40-44 1,202 1,463 976 1,273 647 997 567 873 542 676 482 602
 
45-49 1,339 1,614 1,098 1,373 850 1,062 741 925 605 730 538 650
 
50-54 1,635 1,796 1,386 1,548 1,071 1,201 935 1,068 794 886 706 789
 
55-59 1,976 1,976 1,718 1,718 1,330 1,328 1,159 1,159 976 984 868 876
 
60-64 2,909 2,738 2,651 2,480 2,235 1,973 2,024 1,816 1,691 1,502 1,505 1,337
 
65-69 6,075 5,271 5,814 5,041 5,439 4,591 4,181 3,412 3,656 3,274 3,254 2,914
 
70 - 74 Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Mar-2010
Optional Maternity Rider $2,500 annual premium
New Business Rates through 31-Dec-2009 (Includes 2.5% surplus lines tax where applicable)

SILVER WORLDWIDE COVERAGE EXCLUDING U.S/CANADA - ANNUAL PREMIUMS
  $250.00
deductible
$500.00
deductible
$1,000.00
deductible
$2,500.00
deductible
$5,000.00
deductible
$10,000.00
deductible
 
Age M F M F M F M F M F M F
 
14 Days-9** First 2 Free*, Then 232 First 2 Free*, Then 203 First 2 Free*, Then 158 First 2 Free*, Then 138 First 2 Free*, Then 127 First 2 Free*, Then 112
 
10-18** 238 212 175 163 153 134
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the plan.  **Dependent child rates are only available when at least one parent or guardian is insured under the plan.  Children applying with no parent or guardian insured by must use the Male 19-24 rates.
 
19-24 539 671 466 660 363 506 317 441 248 355 221 306
 
25-29 569 766 497 744 385 572 336 498 264 413 234 326
 
30-34 636 846 548 798 424 618 372 538 291 432 259 369
 
35-39 714 1,000 578 888 447 689 392 595 307 496 273 387
 
40-44 901 1,098 731 955 486 748 425 655 407 510 362 451
 
45-49 1,004 1,211 823 1,030 638 797 556 694 453 548 404 487
 
50-54 1,226 1,347 1,040 1,161 803 901 702 801 595 665 530 592
 
55-59 1,482 1,482 1,288 1,288 997 996 869 869 731 738 651 657
 
60-64 2,182 2,054 1,988 1,860 1,676 1,480 1,518 1,363 1,268 1,127 1,129 1,003
 
65-69 4,556 3,953 4,361 3,781 4,080 3,443 3,136 2,559 2,742 2,456 2,441 2,185
 
70 - 74 Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Mar-2010
Optional Maternity Rider $2,500 annual premium

New Business Rates through 31-Dec-2009 (Rates include surplus lines tax where applicable)

GOLD WORLDWIDE COVERAGE - ANNUAL PREMIUMS
  $250.00
deductible
$500.00
deductible
$1,000.00
deductible
$2,500.00
deductible
$5,000.00
deductible
$10,000.00
deductible
 
Age M F M F M F M F M F M F
 
14 Days-9** First 2 Free*, Then 501 First 2 Free*, Then 423 First 2 Free*, Then 322 First 2 Free*, Then 290 First 2 Free*, Then 260 First 2 Free*, Then 235
 
10-18** 545 445 345 312 280 252
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the plan.  **Dependent child rates are only available when at least one parent or guardian is insured under the plan.  Children applying with no parent or guardian insured by must use the Male 19-24 rates.
 
19-24 1,171 1,543 1,008 1,468 784 1,048 691 928 567 786 447 593
 
25-29 1,212 1,722 1,058 1,626 820 1,167 721 1,026 593 894 464 614
 
30-34 1,339 1,927 1,176 1,807 915 1,343 811 1,188 664 1,002 523 749
 
35-39 1,388 2,135 1,234 1,941 954 1,492 845 1,308 691 1,117 543 770
 
40-44 1,791 2,340 1,583 2,091 1,226 1,622 1,089 1,441 887 1,145 702 899
 
45-49 2,015 2,434 1,800 2,196 1,395 1,708 1,237 1,511 1,010 1,166 796 916
 
50-54 2,449 2,642 2,204 2,403 1,715 1,875 1,562 1,701 1,280 1,392 1,004 1,094
 
55-59 3,101 3,014 2,843 2,762 2,219 2,157 1,957 1,902 1,648 1,601 1,286 1,249
 
60-64 4,359 4,109 4,031 3,781 3,375 3,125 3,080 2,850 2,556 2,262 2,098 1,868
 
65-69 9,001 7,849 8,672 7,521 8,018 6,863 6,235 5,633 5,409 4,869 4,457 4,014
 
70 - 74 Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Mar-2010  
Optional Maternity Rider $2,500 annual premium
New Business Rates through 31-Dec-2009 (Includes 2.5% surplus lines tax where applicable)

GOLD WORLDWIDE COVERAGE EXCLUDING U.S/CANADA - ANNUAL PREMIUMS
  $250.00
deductible
$500.00
deductible
$1,000.00
deductible
$2,500.00
deductible
$5,000.00
deductible
$10,000.00
deductible
 
Age M F M F M F M F M F M F
 
14 Days-9** First 2 Free*, Then 376 First 2 Free*, Then 317 First 2 Free*, Then 242 First 2 Free*, Then 217 First 2 Free*, Then 195 First 2 Free*, Then 176
 
10-18** 408 334 259 234 210 189
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the plan.  **Dependent child rates are only available when at least one parent or guardian is insured under the plan.  Children applying with no parent or guardian insured by must use the Male 19-24 rates.
 
19-24 878 1,157 756 1,101 588 786 519 696 425 590 336 445
 
25-29 909 1,291 794 1,220 615 875 541 770 445 671 349 461
 
30-34 1,004 1,446 882 1,355 686 1,008 608 892 498 752 393 562
 
35-39 1,042 1,601 925 1,456 716 1,119 634 981 519 838 407 578
 
40-44 1,343 1,755 1,187 1,569 920 1,216 816 1,081 666 859 526 675
 
45-49 1,512 1,826 1,349 1,647 1,046 1,281 928 1,134 759 875 597 687
 
50-54 1,837 1,982 1,654 1,803 1,286 1,406 1,172 1,276 960 1,044 753 821
 
55-59 2,326 2,261 2,132 2,072 1,664 1,618 1,467 1,427 1,236 1,201 965 937
 
60-64 3,269 3,083 3,024 2,836 2,531 2,344 2,311 2,137 1,917 1,696 1,574 1,402
 
65-69 6,751 5,887 6,504 5,641 6,014 5,147 4,676 4,225 4,057 3,652 3,343 3,011
 
70 - 74 Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Mar-2010
Optional Maternity Rider $2,500 annual premium

New Business Rates through 31-Dec-2009 (Rates include surplus lines tax where applicable)

PLATINUM WORLDWIDE COVERAGE - ANNUAL PREMIUMS
  $100.00
deductible
$250.00
deductible
$500.00
deductible
$1,000.00
deductible
$2,500.00
deductible
$5,000.00
deductible
$10,000.00
deductible
 
Age M F M F M F M F M F M F M F
 
14 Days-9** First 2 Free*, Then 1,910 First 2 Free*, Then 1,738 First 2 Free*, Then 1,558 First 2 Free*, Then 1,328 First 2 Free*, Then 1,256 First 2 Free*, Then 1,188 First 2 Free*, Then 1,130
 
10-18** 2,020 1,836 1,608 1,381 1,305 1,232 1,168
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the plan.  **Dependent child rates are only available when at least one parent or guardian is insured under the plan.  Children applying with no parent or guardian insured by must use the Male 19-24 rates.
 
19-24 3,585 6,105 3,259 5,510 2,890 5,272 2,380 3,934 2,169 3,552 1,886 3,099 1,613 2,484
 
25-29 3,690 6,685 3,354 6,080 3,004 5,775 2,463 4,313 2,237 3,863 1,945 3,443 1,652 2,551
 
30-34 4,008 7,410 3,644 6,736 3,273 6,352 2,679 4,873 2,441 4,380 2,107 3,787 1,785 2,981
 
35-39 4,130 8,135 3,754 7,395 3,405 6,779 2,767 5,348 2,519 4,762 2,169 4,154 1,831 3,048
 
40-44 5,140 8,855 4,672 8,049 4,200 7,257 3,387 5,762 3,075 5,186 2,615 4,243 2,194 3,459
 
45-49 5,700 6,750 5,181 6,136 4,694 5,184 3,771 4,484 3,411 4,036 2,895 3,250 2,407 2,681
 
50-54 6,290 7,270 5,718 6,608 5,614 6,068 4,501 4,865 4,152 4,469 3,509 3,765 2,882 3,086
 
55-59 8,420 8,205 7,654 7,458 7,069 6,885 5,649 5,507 5,052 4,927 4,348 4,241 3,523 3,440
 
60-64 11,575 10,945 10,522 9,949 9,775 9,205 8,281 7,711 7,609 7,089 6,416 5,747 5,373 4,849
 
65-69 23,205 20,315 21,093 18,466 20,344 17,724 18,855 16,225 14,795 13,424 12,913 11,683 10,745 9,736
 
70 - 74 Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Mar-2010
New Business Rates through 31-Dec-2009 (Includes 2.5% surplus lines tax where applicable)

PLATINUM WORLDWIDE COVERAGE EXCLUDING U.S/CANADA - ANNUAL PREMIUMS
  $100.00
deductible
$250.00
deductible
$500.00
deductible
$1,000.00
deductible
$2,500.00
deductible
$5,000.00
deductible
$10,000.00
deductible
 
Age M F M F M F M F M F M F M F
 
14 Days-9** First 2 Free*, Then 1,597 First 2 Free*, Then 1,451 First 2 Free*, Then 1,317 First 2 Free*, Then 1,146 First 2 Free*, Then 1,089 First 2 Free*, Then 1,038 First 2 Free*, Then 996
 
10-18** 1,676 1,523 1,356 1,185 1,128 1,073 1,025
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the plan.  **Dependent child rates are only available when at least one parent or guardian is insured under the plan.  Children applying with no parent or guardian insured by must use the Male 19-24 rates.
 
19-24 2,854 4,709 2,595 4,281 2,316 3,887 1,934 3,099 1,777 2,812 1,562 2,474 1,359 2,013
 
25-29 2,931 5,178 2,664 4,707 2,402 4,482 1,995 3,383 1,827 3,048 1,608 2,733 1,390 2,064
 
30-34 3,169 5,722 2,882 5,201 2,603 4,912 2,157 3,807 1,979 3,436 1,729 2,990 1,489 2,385
 
35-39 3,265 6,266 2,968 5,696 2,701 5,233 2,225 4,160 2,039 3,721 1,777 3,265 1,522 2,437
 
40-44 4,019 6,805 3,653 6,187 3,298 5,593 2,690 4,469 2,453 4,039 2,111 3,331 1,792 2,746
 
45-49 4,442 5,229 4,038 4,753 3,667 4,346 2,977 3,512 2,708 3,178 2,323 2,588 1,954 2,159
 
50-54 5,256 5,620 4,778 5,109 4,361 4,701 3,523 3,797 3,264 3,501 2,781 2,972 2,309 2,465
 
55-59 6,481 6,319 5,892 5,744 5,450 5,314 4,385 4,280 3,935 3,844 3,409 3,337 2,792 2,728
 
60-64 8,843 8,377 8,039 7,723 7,481 7,053 6,359 5,933 5,858 5,461 4,961 4,457 4,180 3,788
 
65-69 17,565 15,403 15,969 14,002 15,407 13,441 14,291 12,317 11,244 10,216 9,834 8,911 8,208 7,452
 
70 - 74 Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 31-Mar-2010
 
The IMG Global Medical Insurance is a surplus lines product underwritten by Sirius International Insurance Corporation (publ) (the "Company"). Distributed, managed and administered, as agent for and on behalf of the Company, by International Medical Group®, Inc. (IMG®).

GMI Home : Plan Administration : Underwriter : Benefits : Medical Evacuation : Claims : Life & Daily Indemnity : Eligibility : Exclusions : PPO Network : Plan Highlights : Global Senior Plan : How to Apply : Premiums : Print Application : Apply Online

Note: Some of the products and services described or advertised on this site may not be available to residents of certain jurisdictions, depending on regulatory constraints, including Canada and the U.S. Please contact Expat Financial for more information about your specific jurisdiction. The above coverage may NOT be available to residents in British Columbia.

 


Home : Products : Quote Request : Service & Support : FAQ's : About Us : Contact Us : Resources : Links : News : Agents
Legal Terms & Conditions of Use : Privacy Statement

EXPAT FINANCIAL & Design is a registered trademark of TFG Global Insurance Solutions Ltd.

e&oe
Copyrighted Expat Financial, All Rights Reserved