Global Medical Insurance®
New Business Rates
- WORLDWIDE COVERAGE
- WORLDWIDE COVERAGE EXCLUDING U.S./CANADA
- ALL PRODUCTS
- SILVER - ANNUAL PREMIUMS
- GOLD - ANNUAL PREMIUMS
- PLATINUM - ANNUAL PREMIUMS
New Business Rates through 31-Dec-2009
(Rates include surplus lines tax where applicable)
| |
$250.00
deductible |
$500.00
deductible |
$1,000.00
deductible |
$2,500.00
deductible |
$5,000.00
deductible |
$10,000.00
deductible |
| |
| Age |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
| |
| 14 Days-9** |
First
2 Free*, Then 310 |
First
2 Free*, Then 270 |
First
2 Free*, Then 210 |
First
2 Free*, Then 184 |
First
2 Free*, Then 169 |
First
2 Free*, Then 150 |
| |
| 10-18** |
317 |
282 |
233 |
217 |
204 |
180 |
| * The first two
Dependent Children between the ages of 14 days to 9
years are free only when both parents or guardians are
insured under the plan. **Dependent child rates are
only available when at least one parent or guardian is
insured under the plan. Children applying with no
parent or guardian insured by must use the Male 19-24
rates. |
| |
| 19-24 |
718 |
895 |
622 |
881 |
484 |
675 |
422 |
588 |
331 |
473 |
294 |
407 |
| |
| 25-29 |
758 |
1,020 |
662 |
991 |
515 |
764 |
449 |
663 |
352 |
551 |
313 |
433 |
| |
| 30-34 |
848 |
1,128 |
730 |
1,063 |
566 |
823 |
496 |
718 |
389 |
576 |
345 |
490 |
| |
| 35-39 |
950 |
1,333 |
770 |
1,182 |
596 |
918 |
522 |
793 |
408 |
661 |
364 |
516 |
| |
| 40-44 |
1,202 |
1,463 |
976 |
1,273 |
647 |
997 |
567 |
873 |
542 |
676 |
482 |
602 |
| |
| 45-49 |
1,339 |
1,614 |
1,098 |
1,373 |
850 |
1,062 |
741 |
925 |
605 |
730 |
538 |
650 |
| |
| 50-54 |
1,635 |
1,796 |
1,386 |
1,548 |
1,071 |
1,201 |
935 |
1,068 |
794 |
886 |
706 |
789 |
| |
| 55-59 |
1,976 |
1,976 |
1,718 |
1,718 |
1,330 |
1,328 |
1,159 |
1,159 |
976 |
984 |
868 |
876 |
| |
| 60-64 |
2,909 |
2,738 |
2,651 |
2,480 |
2,235 |
1,973 |
2,024 |
1,816 |
1,691 |
1,502 |
1,505 |
1,337 |
| |
| 65-69 |
6,075 |
5,271 |
5,814 |
5,041 |
5,439 |
4,591 |
4,181 |
3,412 |
3,656 |
3,274 |
3,254 |
2,914 |
| |
| 70 - 74 |
Please contact IMG or
your agent for premium information concerning this age
bracket |
|
Rates expire on 31-Mar-2010 |
|
Optional Maternity Rider $2,500 annual premium |
New Business Rates through 31-Dec-2009
(Includes 2.5% surplus lines tax where applicable)
| |
$250.00
deductible |
$500.00
deductible |
$1,000.00
deductible |
$2,500.00
deductible |
$5,000.00
deductible |
$10,000.00
deductible |
| |
| Age |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
| |
| 14 Days-9** |
First
2 Free*, Then 232 |
First
2 Free*, Then 203 |
First
2 Free*, Then 158 |
First
2 Free*, Then 138 |
First
2 Free*, Then 127 |
First
2 Free*, Then 112 |
| |
| 10-18** |
238 |
212 |
175 |
163 |
153 |
134 |
| * The first two
Dependent Children between the ages of 14 days to 9
years are free only when both parents or guardians are
insured under the plan. **Dependent child rates are
only available when at least one parent or guardian is
insured under the plan. Children applying with no
parent or guardian insured by must use the Male 19-24
rates. |
| |
| 19-24 |
539 |
671 |
466 |
660 |
363 |
506 |
317 |
441 |
248 |
355 |
221 |
306 |
| |
| 25-29 |
569 |
766 |
497 |
744 |
385 |
572 |
336 |
498 |
264 |
413 |
234 |
326 |
| |
| 30-34 |
636 |
846 |
548 |
798 |
424 |
618 |
372 |
538 |
291 |
432 |
259 |
369 |
| |
| 35-39 |
714 |
1,000 |
578 |
888 |
447 |
689 |
392 |
595 |
307 |
496 |
273 |
387 |
| |
| 40-44 |
901 |
1,098 |
731 |
955 |
486 |
748 |
425 |
655 |
407 |
510 |
362 |
451 |
| |
| 45-49 |
1,004 |
1,211 |
823 |
1,030 |
638 |
797 |
556 |
694 |
453 |
548 |
404 |
487 |
| |
| 50-54 |
1,226 |
1,347 |
1,040 |
1,161 |
803 |
901 |
702 |
801 |
595 |
665 |
530 |
592 |
| |
| 55-59 |
1,482 |
1,482 |
1,288 |
1,288 |
997 |
996 |
869 |
869 |
731 |
738 |
651 |
657 |
| |
| 60-64 |
2,182 |
2,054 |
1,988 |
1,860 |
1,676 |
1,480 |
1,518 |
1,363 |
1,268 |
1,127 |
1,129 |
1,003 |
| |
| 65-69 |
4,556 |
3,953 |
4,361 |
3,781 |
4,080 |
3,443 |
3,136 |
2,559 |
2,742 |
2,456 |
2,441 |
2,185 |
| |
| 70 - 74 |
Please contact IMG or
your agent for premium information concerning this age
bracket |
|
Rates expire on
31-Mar-2010 |
|
Optional Maternity Rider $2,500 annual premium |
New Business Rates through 31-Dec-2009
(Rates include surplus lines tax where applicable)
| |
$250.00
deductible |
$500.00
deductible |
$1,000.00
deductible |
$2,500.00
deductible |
$5,000.00
deductible |
$10,000.00
deductible |
| |
| Age |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
| |
| 14 Days-9** |
First
2 Free*, Then 501 |
First
2 Free*, Then 423 |
First
2 Free*, Then 322 |
First
2 Free*, Then 290 |
First
2 Free*, Then 260 |
First
2 Free*, Then 235 |
| |
| 10-18** |
545 |
445 |
345 |
312 |
280 |
252 |
| * The first two
Dependent Children between the ages of 14 days to 9
years are free only when both parents or guardians are
insured under the plan. **Dependent child rates are
only available when at least one parent or guardian is
insured under the plan. Children applying with no
parent or guardian insured by must use the Male 19-24
rates. |
| |
| 19-24 |
1,171 |
1,543 |
1,008 |
1,468 |
784 |
1,048 |
691 |
928 |
567 |
786 |
447 |
593 |
| |
| 25-29 |
1,212 |
1,722 |
1,058 |
1,626 |
820 |
1,167 |
721 |
1,026 |
593 |
894 |
464 |
614 |
| |
| 30-34 |
1,339 |
1,927 |
1,176 |
1,807 |
915 |
1,343 |
811 |
1,188 |
664 |
1,002 |
523 |
749 |
| |
| 35-39 |
1,388 |
2,135 |
1,234 |
1,941 |
954 |
1,492 |
845 |
1,308 |
691 |
1,117 |
543 |
770 |
| |
| 40-44 |
1,791 |
2,340 |
1,583 |
2,091 |
1,226 |
1,622 |
1,089 |
1,441 |
887 |
1,145 |
702 |
899 |
| |
| 45-49 |
2,015 |
2,434 |
1,800 |
2,196 |
1,395 |
1,708 |
1,237 |
1,511 |
1,010 |
1,166 |
796 |
916 |
| |
| 50-54 |
2,449 |
2,642 |
2,204 |
2,403 |
1,715 |
1,875 |
1,562 |
1,701 |
1,280 |
1,392 |
1,004 |
1,094 |
| |
| 55-59 |
3,101 |
3,014 |
2,843 |
2,762 |
2,219 |
2,157 |
1,957 |
1,902 |
1,648 |
1,601 |
1,286 |
1,249 |
| |
| 60-64 |
4,359 |
4,109 |
4,031 |
3,781 |
3,375 |
3,125 |
3,080 |
2,850 |
2,556 |
2,262 |
2,098 |
1,868 |
| |
| 65-69 |
9,001 |
7,849 |
8,672 |
7,521 |
8,018 |
6,863 |
6,235 |
5,633 |
5,409 |
4,869 |
4,457 |
4,014 |
| |
| 70 - 74 |
Please contact IMG or
your agent for premium information concerning this age
bracket |
|
Rates expire on
31-Mar-2010 |
|
Optional Maternity Rider $2,500 annual premium |
New Business Rates through 31-Dec-2009
(Includes 2.5% surplus lines tax where applicable)
| |
$250.00
deductible |
$500.00
deductible |
$1,000.00
deductible |
$2,500.00
deductible |
$5,000.00
deductible |
$10,000.00
deductible |
| |
| Age |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
| |
| 14 Days-9** |
First
2 Free*, Then 376 |
First
2 Free*, Then 317 |
First
2 Free*, Then 242 |
First
2 Free*, Then 217 |
First
2 Free*, Then 195 |
First
2 Free*, Then 176 |
| |
| 10-18** |
408 |
334 |
259 |
234 |
210 |
189 |
| * The first two
Dependent Children between the ages of 14 days to 9
years are free only when both parents or guardians are
insured under the plan. **Dependent child rates are
only available when at least one parent or guardian is
insured under the plan. Children applying with no
parent or guardian insured by must use the Male 19-24
rates. |
| |
| 19-24 |
878 |
1,157 |
756 |
1,101 |
588 |
786 |
519 |
696 |
425 |
590 |
336 |
445 |
| |
| 25-29 |
909 |
1,291 |
794 |
1,220 |
615 |
875 |
541 |
770 |
445 |
671 |
349 |
461 |
| |
| 30-34 |
1,004 |
1,446 |
882 |
1,355 |
686 |
1,008 |
608 |
892 |
498 |
752 |
393 |
562 |
| |
| 35-39 |
1,042 |
1,601 |
925 |
1,456 |
716 |
1,119 |
634 |
981 |
519 |
838 |
407 |
578 |
| |
| 40-44 |
1,343 |
1,755 |
1,187 |
1,569 |
920 |
1,216 |
816 |
1,081 |
666 |
859 |
526 |
675 |
| |
| 45-49 |
1,512 |
1,826 |
1,349 |
1,647 |
1,046 |
1,281 |
928 |
1,134 |
759 |
875 |
597 |
687 |
| |
| 50-54 |
1,837 |
1,982 |
1,654 |
1,803 |
1,286 |
1,406 |
1,172 |
1,276 |
960 |
1,044 |
753 |
821 |
| |
| 55-59 |
2,326 |
2,261 |
2,132 |
2,072 |
1,664 |
1,618 |
1,467 |
1,427 |
1,236 |
1,201 |
965 |
937 |
| |
| 60-64 |
3,269 |
3,083 |
3,024 |
2,836 |
2,531 |
2,344 |
2,311 |
2,137 |
1,917 |
1,696 |
1,574 |
1,402 |
| |
| 65-69 |
6,751 |
5,887 |
6,504 |
5,641 |
6,014 |
5,147 |
4,676 |
4,225 |
4,057 |
3,652 |
3,343 |
3,011 |
| |
| 70 - 74 |
Please contact IMG or
your agent for premium information concerning this age
bracket |
|
Rates expire on
31-Mar-2010 |
|
Optional Maternity Rider $2,500 annual premium |
New Business Rates through 31-Dec-2009
(Rates include surplus lines tax where applicable)
| |
$100.00
deductible |
$250.00
deductible |
$500.00
deductible |
$1,000.00
deductible |
$2,500.00
deductible |
$5,000.00
deductible |
$10,000.00
deductible |
| |
| Age |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
| |
| 14 Days-9** |
First
2 Free*, Then 1,910 |
First
2 Free*, Then 1,738 |
First
2 Free*, Then 1,558 |
First
2 Free*, Then 1,328 |
First
2 Free*, Then 1,256 |
First
2 Free*, Then 1,188 |
First
2 Free*, Then 1,130 |
| |
| 10-18** |
2,020 |
1,836 |
1,608 |
1,381 |
1,305 |
1,232 |
1,168 |
| * The first two
Dependent Children between the ages of 14 days to 9
years are free only when both parents or guardians are
insured under the plan. **Dependent child rates are
only available when at least one parent or guardian is
insured under the plan. Children applying with no
parent or guardian insured by must use the Male 19-24
rates. |
| |
| 19-24 |
3,585 |
6,105 |
3,259 |
5,510 |
2,890 |
5,272 |
2,380 |
3,934 |
2,169 |
3,552 |
1,886 |
3,099 |
1,613 |
2,484 |
| |
| 25-29 |
3,690 |
6,685 |
3,354 |
6,080 |
3,004 |
5,775 |
2,463 |
4,313 |
2,237 |
3,863 |
1,945 |
3,443 |
1,652 |
2,551 |
| |
| 30-34 |
4,008 |
7,410 |
3,644 |
6,736 |
3,273 |
6,352 |
2,679 |
4,873 |
2,441 |
4,380 |
2,107 |
3,787 |
1,785 |
2,981 |
| |
| 35-39 |
4,130 |
8,135 |
3,754 |
7,395 |
3,405 |
6,779 |
2,767 |
5,348 |
2,519 |
4,762 |
2,169 |
4,154 |
1,831 |
3,048 |
| |
| 40-44 |
5,140 |
8,855 |
4,672 |
8,049 |
4,200 |
7,257 |
3,387 |
5,762 |
3,075 |
5,186 |
2,615 |
4,243 |
2,194 |
3,459 |
| |
| 45-49 |
5,700 |
6,750 |
5,181 |
6,136 |
4,694 |
5,184 |
3,771 |
4,484 |
3,411 |
4,036 |
2,895 |
3,250 |
2,407 |
2,681 |
| |
| 50-54 |
6,290 |
7,270 |
5,718 |
6,608 |
5,614 |
6,068 |
4,501 |
4,865 |
4,152 |
4,469 |
3,509 |
3,765 |
2,882 |
3,086 |
| |
| 55-59 |
8,420 |
8,205 |
7,654 |
7,458 |
7,069 |
6,885 |
5,649 |
5,507 |
5,052 |
4,927 |
4,348 |
4,241 |
3,523 |
3,440 |
| |
| 60-64 |
11,575 |
10,945 |
10,522 |
9,949 |
9,775 |
9,205 |
8,281 |
7,711 |
7,609 |
7,089 |
6,416 |
5,747 |
5,373 |
4,849 |
| |
| 65-69 |
23,205 |
20,315 |
21,093 |
18,466 |
20,344 |
17,724 |
18,855 |
16,225 |
14,795 |
13,424 |
12,913 |
11,683 |
10,745 |
9,736 |
| |
| 70 - 74 |
Please contact IMG or
your agent for premium information concerning this age
bracket |
|
Rates expire on
31-Mar-2010 |
|
|
New Business Rates through 31-Dec-2009
(Includes 2.5% surplus lines tax where applicable)
| |
$100.00
deductible |
$250.00
deductible |
$500.00
deductible |
$1,000.00
deductible |
$2,500.00
deductible |
$5,000.00
deductible |
$10,000.00
deductible |
| |
| Age |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
M |
F |
| |
| 14 Days-9** |
First
2 Free*, Then 1,597 |
First
2 Free*, Then 1,451 |
First
2 Free*, Then 1,317 |
First
2 Free*, Then 1,146 |
First
2 Free*, Then 1,089 |
First
2 Free*, Then 1,038 |
First
2 Free*, Then 996 |
| |
| 10-18** |
1,676 |
1,523 |
1,356 |
1,185 |
1,128 |
1,073 |
1,025 |
| * The first two
Dependent Children between the ages of 14 days to 9
years are free only when both parents or guardians are
insured under the plan. **Dependent child rates are
only available when at least one parent or guardian is
insured under the plan. Children applying with no
parent or guardian insured by must use the Male 19-24
rates. |
| |
| 19-24 |
2,854 |
4,709 |
2,595 |
4,281 |
2,316 |
3,887 |
1,934 |
3,099 |
1,777 |
2,812 |
1,562 |
2,474 |
1,359 |
2,013 |
| |
| 25-29 |
2,931 |
5,178 |
2,664 |
4,707 |
2,402 |
4,482 |
1,995 |
3,383 |
1,827 |
3,048 |
1,608 |
2,733 |
1,390 |
2,064 |
| |
| 30-34 |
3,169 |
5,722 |
2,882 |
5,201 |
2,603 |
4,912 |
2,157 |
3,807 |
1,979 |
3,436 |
1,729 |
2,990 |
1,489 |
2,385 |
| |
| 35-39 |
3,265 |
6,266 |
2,968 |
5,696 |
2,701 |
5,233 |
2,225 |
4,160 |
2,039 |
3,721 |
1,777 |
3,265 |
1,522 |
2,437 |
| |
| 40-44 |
4,019 |
6,805 |
3,653 |
6,187 |
3,298 |
5,593 |
2,690 |
4,469 |
2,453 |
4,039 |
2,111 |
3,331 |
1,792 |
2,746 |
| |
| 45-49 |
4,442 |
5,229 |
4,038 |
4,753 |
3,667 |
4,346 |
2,977 |
3,512 |
2,708 |
3,178 |
2,323 |
2,588 |
1,954 |
2,159 |
| |
| 50-54 |
5,256 |
5,620 |
4,778 |
5,109 |
4,361 |
4,701 |
3,523 |
3,797 |
3,264 |
3,501 |
2,781 |
2,972 |
2,309 |
2,465 |
| |
| 55-59 |
6,481 |
6,319 |
5,892 |
5,744 |
5,450 |
5,314 |
4,385 |
4,280 |
3,935 |
3,844 |
3,409 |
3,337 |
2,792 |
2,728 |
| |
| 60-64 |
8,843 |
8,377 |
8,039 |
7,723 |
7,481 |
7,053 |
6,359 |
5,933 |
5,858 |
5,461 |
4,961 |
4,457 |
4,180 |
3,788 |
| |
| 65-69 |
17,565 |
15,403 |
15,969 |
14,002 |
15,407 |
13,441 |
14,291 |
12,317 |
11,244 |
10,216 |
9,834 |
8,911 |
8,208 |
7,452 |
| |
| 70 - 74 |
Please contact IMG or
your agent for premium information concerning this age
bracket |
|
Rates expire on
31-Mar-2010 |
|
|
|