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IMG GLOBAL MEDICAL INSURANCE
GLOBAL SENIOR PLAN

Lifetime Eligibility 

  • ELIGIBILITY
    Individuals on the Global Medical Insurance plan by their 65th birthday and maintaining continuous coverage to age 75 are eligible for the Global Senior Plan. Eligibility extends to non-U.S. Citizens and U.S. Expatriates.
  • HOW DO I APPLY?
    Filling out a new application will not be necessary. You will be sent a renewal notice close to your 75th birthday. The notice will include instructions for continuing coverage on the Global Senior Plan, as well as the amount of premium due.
  • PREMIUM
    Premiums offered for the Global Senior Plan will be renewal only.
  • COVERAGE
    Coverage is outlined in the Schedule of Benefits. The Global Senior Plan will protect you worldwide, while allowing your choice of any hospital for treatment. The Global Senior Plan will cover hospitalization for eligible illnesses and accidents.
  • SCHEDULE OF BENEFITS
     
    • Policy Maximum US $250,000
    • Hospital Room and Board US $400 per day, 60 day maximum per illness or injury.*
    • Intensive Care Unit US $800 per day, 60 day maximum per illness or injury.*
    • Prescription Medication: Prescription medication administered during hospitalization.
    • Local Ambulance US $2500
    • Deductible
      A deductible of US $5000 must be satisfied once per policy period (12months).
       
    • Coinsurance
      After the deductible is satisfied, the company will pay 80% of the next US $5000 of eligible medical expenses to the policy maximum.
*See Certificate of Insurance for full details.
IMG Global Medical Insurance Plan Menu

GMI Home : Plan Administration : Underwriter : Benefits : Medical Evacuation : Claims : Life & Daily Indemnity : Eligibility : Exclusions : PPO Network : Plan Highlights : Global Senior Plan : How to Apply : Premiums : Print Application : Apply Online

 


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